You are here

Financial Aid » Types of Financial Aid

Financial Aid | Types of Financial Aid

Financial Aid

Financial Aid | Types of Financial Aid


Apply for Financial Aid
Contact Financial Aid
CARES Act
  • Group photo of scholarship awardees and members of UOG's admin and faculty

    Three UOG Students Receive Camacho Foundation Scholarships

  • Scholarships for Fañomnåkan (Spring) 2025 are open for application!

    Scholarship announcement

  • On October 18, 2024, the University of Guam’s Society of Emeritus Professors (SEPRS) awarded scholarships to six exceptional UOG students for the 2024-2025 academic year.

    Six UOG Students Awarded Scholarships by SEPRS in Annual Ceremony

  • On October 25, 2024, the University of Guam Endowment Foundation held a scholarship presentation at the College of Liberal Arts & Social Sciences Lecture Hall, awarding 15 privately funded scholarships to 24 deserving students.

    24 University of Guam Students Awarded Endowment Foundation Scholarships

  • Dr. Sharleen Santos-Bamba speaks at podium next to large Lion King poster

    Triton Athletics gives 16 scholarships to student-athletes from the World Theater Productions donation

  • The Truman Scholarship is the premier graduate scholarship for aspiring public service leaders.

    Search for the Next Truman Scholar from UOG begins!

  • The University of Guam School of Business and Public Administration is pleased to announce that applications are now being accepted for the Pedro

    Apply for the Pedro "Doc" Sanchez Professional Scholarship

  • Photo of Pedro “Doc” Sanchez

    12 scholarship spots open for prospective SBPA students who work in GovGuam

  • The Truman Scholarship is the premier graduate scholarship for aspiring public service leaders.

    Could You Be UOG's Next Truman Scholar

  • Accounting major receives scholarship from national group of CPAs that supports full-time minority students.

    National group of CPAs awards scholarship to UOG student

> View all

Financial aid is available in several different forms. Use this list to familiarize yourself with the different types of aid. Then, use our easy 3-step process to apply for all the financial aid opportunities listed here.

Federal Student Aid (FAFSA)

A variety of grants, loans, and work-study programs that can be applied for with a single application. See Step 1 of the Financial Aid Process.

Local Financial Aid (SFAP)

Money available through the Government of Guam that the student does not need to pay back or pays back by working on Guam for a set number of years, depending on the program. All Guam financial aid programs require the FAFSA, the SFAP application, and the application for the individual program be submitted. See Step 2 of the Financial Aid Process.

Grants

Money awarded to a student that does not need to be repaid. There are federal and local grants, which can be applied for through the FAFSA and SFAP above. See Steps 1 and 2 of the Financial Aid Process.

Loans

Money that is borrowed and must be repaid with interest. Federal loans are applied for through FAFSA. See Step 1 of the Financial Aid Process. Private loans may also be sought from financial institutions. If you decide to accept any type of federal loan, loan counseling is required by UOG’s Financial Aid Office to help you understand your loan obligations.

Work-Study Programs

Part-time employment that helps pay education expenses. Federal work-study is applied for through the FAFSA and a subsequent Federal Work Study application. See Step 1 of the Financial Aid Process.

Service Pay-Back

Financial assistance given on the condition that the student work in a certain field or location for a specific amount of time after they graduate. These opportunities are available through the Guam SFAP. See Step 2 of the Financial Aid Process.

Scholarships/Awards

Money from various community organizations and businesses that is competitively awarded to applicants based on academic or other specific achievements. The awarded money does not need to be paid back. These are listed on the Scholarships page and are applied for separately from federal or local aid.